Home after home in Contra Costa has gone back to the lender via foreclosure. Don’t let your home be the next one!

There are options available that may allow you to avoid foreclosure!  You need to know about them!

 We are local real estate professionals and certified short sale negotiators.  We have helped many homeowners make a new start and get out of a bad situation.  Call us if you’d like to explore any of the options listed below:

 1.  Talk to your lender about restructuring your loan.  Important:  qualifying for a loan modification will be up to your lender, you may need to keep your payments current, to explore this option.

 2.  Sell your home via a Short Sale.  This means a trained negotiator, like us, will work on your behalf to have your lender accept the sale price as your loan payoff.

 3.  Ask for a deed in lieu of foreclosure.  This means giving your house back to the lender rather than having them foreclose on it. 

This will effect your credit, but it may be better than a foreclosure.

Not all of these options will work in all circumstances.  All of them have different consequences in terms of your taxes and credit; you should consult your tax advisor and/or attorney before selecting one.

All the best,

Nick Issa (925) 381-2844 DRE Lic. 01422824

Julia Kazantsev (925) 639-1575 DRE Lic. 0144144